Over the past three years, the Federal Reserve has steadily raised short-term interest rates. Meanwhile, the M2 money supply — a key measure once championed by Milton Friedman — has been shrinking, bottoming out...

If lawmakers approve major Medicaid cuts, health insurers in this market could feel financial pressure, according to Fitch Ratings. The House budget bill proposes $2 trillion in federal spending cuts...

After the Federal Reserve’s rate cuts in late 2024, Treasury yields have unexpectedly climbed. What’s driving this counterintuitive trend? Key Takeaways A Counterintuitive Market Reaction In September 2024, the Federal...

January 24, 2025 | President Donald Trump’s initial health care policy actions indicate a potential rollback of key Biden-era initiatives aimed at reducing drug costs and expanding access to public...

January 2025 marks a transformative chapter for Blue Shield of California, one of the state’s largest healthcare insurers. With a bold restructuring plan and historic leadership changes, the organization is...

With the recent declaration of former President Trump as the U.S. election winner and Republicans poised to control both the Senate and House, markets have surged. U.S. equities rallied, while...

Starting in 2024, a new provision under Section 110 of the SECURE 2.0 Act allows employers to offer matching contributions to 401(k), 403(b), governmental 457(b) plans, and SIMPLE IRAs based...

New IRS Regulations on the “10-Year Rule” for Inherited IRAs The IRS has published new regulations impacting taxpayers subject to the “10-year rule” for required minimum distributions (RMDs) from inherited...

Decades ago, Milton Friedman explained that monetary policy impacts the economy with long and unpredictable delays. Recent reports indicate that the effects of the monetary tightening in 2022-23 are starting...

What is a Safe Harbor 401(k) Plan? A Safe Harbor 401(k) plan is a type of retirement plan that helps employers meet IRS nondiscrimination requirements. These plans require the employer...

Election years are known for increased market volatility and generally lower stock returns due to the uncertainty elections bring. Historically, the S&P 500’s average return during election years has been...

Despite recent progress on inflation, cautious Federal Reserve policymakers now see only one rate cut this year. Key Takeaways The Fed’s Latest Decision The Federal Reserve concluded its latest policy...