In 1852, Karl Marx famously said that while people shape their own history, they do so under circumstances not of their choosing, but inherited from the past. While there’s truth...

On May 16, Moody’s officially lowered its credit rating on U.S. government debt to Aa1, its second-highest grade. With the national debt climbing past $36 trillion, the move isn’t exactly...

After a noisy start to 2025 — with market swings, tariff headlines, and political uncertainty — it’s no surprise that recession fears are making a comeback. The recent dip in...

After months of speculation about a looming recession, we may finally be seeing the early signs of a significant slowdown. Our estimate for real GDP growth in the first quarter...

Over the past three years, the Federal Reserve has steadily raised short-term interest rates. Meanwhile, the M2 money supply — a key measure once championed by Milton Friedman — has been shrinking, bottoming out...

If lawmakers approve major Medicaid cuts, health insurers in this market could feel financial pressure, according to Fitch Ratings. The House budget bill proposes $2 trillion in federal spending cuts...

After the Federal Reserve’s rate cuts in late 2024, Treasury yields have unexpectedly climbed. What’s driving this counterintuitive trend? Key Takeaways A Counterintuitive Market Reaction In September 2024, the Federal...

January 24, 2025 | President Donald Trump’s initial health care policy actions indicate a potential rollback of key Biden-era initiatives aimed at reducing drug costs and expanding access to public...

January 2025 marks a transformative chapter for Blue Shield of California, one of the state’s largest healthcare insurers. With a bold restructuring plan and historic leadership changes, the organization is...

With the recent declaration of former President Trump as the U.S. election winner and Republicans poised to control both the Senate and House, markets have surged. U.S. equities rallied, while...

Starting in 2024, a new provision under Section 110 of the SECURE 2.0 Act allows employers to offer matching contributions to 401(k), 403(b), governmental 457(b) plans, and SIMPLE IRAs based...

New IRS Regulations on the “10-Year Rule” for Inherited IRAs The IRS has published new regulations impacting taxpayers subject to the “10-year rule” for required minimum distributions (RMDs) from inherited...