Author name: Alex Steinbrecher

If lawmakers approve major Medicaid cuts, health insurers in this market could feel financial pressure, according to Fitch Ratings. The House budget bill proposes $2 trillion in federal spending cuts over the next decade, with $880 billion affecting Medicaid. Critics warn this could increase state costs and cause coverage losses for many. For 2025, insurers

After the Federal Reserve’s rate cuts in late 2024, Treasury yields have unexpectedly climbed. What’s driving this counterintuitive trend? Key Takeaways A Counterintuitive Market Reaction In September 2024, the Federal Reserve made headlines with a 50-bps cut to the federal funds rate, signaling that inflation was finally under control. That move was followed by additional

January 24, 2025 | President Donald Trump’s initial health care policy actions indicate a potential rollback of key Biden-era initiatives aimed at reducing drug costs and expanding access to public health insurance programs. Observers in the health care sector, including policymakers, executives, and advocates, are closely monitoring these developments to predict Trump’s broader agenda. The

Starting in 2024, a new provision under Section 110 of the SECURE 2.0 Act allows employers to offer matching contributions to 401(k), 403(b), governmental 457(b) plans, and SIMPLE IRAs based on employees’ qualified student loan payments (QSLPs) instead of their traditional elective contributions. This change aims to help employees who are burdened by student loans

Decades ago, Milton Friedman explained that monetary policy impacts the economy with long and unpredictable delays. Recent reports indicate that the effects of the monetary tightening in 2022-23 are starting to wane. Both inflation and economic growth are slowing down. In June, consumer prices dropped by 0.1%, the biggest monthly decrease since the early COVID

What is a Safe Harbor 401(k) Plan? A Safe Harbor 401(k) plan is a type of retirement plan that helps employers meet IRS nondiscrimination requirements. These plans require the employer to contribute to employees’ 401(k) accounts, which can help employees save more for retirement and ensure the plan benefits all employees, not just those with