Financial Piece

Election Insights 2024: Navigating Market Volatility and Opportunities

Fiduciary Management, Financial Piece /

Election years are known for increased market volatility and generally lower stock returns due to the uncertainty elections bring. Historically, the S&P 500’s average return during election years has been 6.2%, compared to 9.6% in non-election years. Volatility is also higher, averaging 16.5% in election years versus 15.3% in non-election years. Since 1980, the average […]

Election Insights 2024: Navigating Market Volatility and Opportunities Read More »

A Simplified Guide to Planning Your Social Security

Financial Piece, Regulatory Changes /

In 1973, car radiophones were the only mobile phones available. Fearing AT&T would dominate the market, Motorola had engineer Marty Cooper create a groundbreaking product. Marty asked, “Why call a place when you want to talk to a person?” His question led to the portable mobile phone, now used by 97% of Americans. Just like

A Simplified Guide to Planning Your Social Security Read More »

Secure 2.0 – Summary Changes 2024

Fiduciary Management, Financial Piece, Regulatory Changes /

The SECURE 2.0 Act of 2022 was enacted on December 29, 2022, and introduces major changes to 401(k) plans, particularly those sponsored by small businesses. The law is designed to increase retirement plan coverage, enhance savings, and simplify existing rules. Employers need to familiarize themselves with the new provisions to ensure their 401(k) plans comply

Secure 2.0 – Summary Changes 2024 Read More »

The Tax Advantage: How A 401k Financial Advisor Can Optimize Tax Efficiency

Financial Piece /

In the realm of retirement planning, there’s a hidden ally that can significantly impact your financial well-being: tax efficiency. By strategically navigating the complexities of taxation,  you can ensure that your hard-earned savings work harder for you during your retirement years.  Enter the expertise of a 401k financial advisor – a professional who specializes in

The Tax Advantage: How A 401k Financial Advisor Can Optimize Tax Efficiency Read More »

Scroll to Top